Paysend Grow’s goal is to help you improve your financial health. That’s why we designed Credit Builder and Pay Later – to help you build your credit file simply by making everyday purchases.
Both Credit Builder and Pay Later accounts could help you improve your credit score by reporting to the Credit Reference Agencies (CRAs). Using these accounts consistently can help you build your payment history, increase the length of your credit history and show credit-worthiness, if you make sure to repay on time.
It’s important to note that your credit score is a function of many factors. Your activity with Paysend Grow can help improve it, but there are other factors considered by the CRAs that may also influence your credit score.